Finspire Solutions
Georgia health insurance, 2027

Is your health plan ending in 2027?

Cigna is ending its individual and family health plans on December 31, 2026, in every state, including Georgia. If you have one, you need a new plan for 2027. Here’s what to do, in four steps.

An independent guide from Finspire Solutions. We are not Georgia Access, HealthCare.gov, Cigna or any government agency.

Your Cigna plan endsDec 31, 2026Keep using it until then
Pick a new plan byDec 15, 2026For coverage starting Jan 1, 2027
Open enrollmentNov 1 to Jan 15Plans picked after Dec 15 start Feb 1
What’s happening

Is Cigna leaving Georgia Access?

Yes. Cigna’s individual and family health plans end on December 31, 2026, so a Cigna plan won’t renew for 2027.

  • Cigna announced in April 2026 that it is leaving the individual and family health plan business on January 1, 2027.
  • Your Cigna plan still works until December 31, 2026.
  • Cigna says its dental plans continue in 2027. This is about health plans only.
  • Other insurers can stop selling some plans, or leave some counties. Your 2027 renewal notice tells you if your plan is ending.
What to do

Four steps, before December 15.

  1. Find your notice.Look for your 2027 renewal letter from Georgia Access or from Cigna. It says whether your plan is ending.
  2. Don’t wait to be moved.Don’t count on being moved to a new plan for you. Pick one yourself by December 15, so it starts January 1.
  3. Check the new plan before you choose.Make sure your doctors and prescriptions are covered. Compare the monthly premium, the deductible and the most you could pay in a year.
  4. Update your income.Any help you may get with the premium for 2027 is based on what you expect to earn in 2027, not last year.
If you miss December 15

What happens if I miss December 15?

You could have no coverage in January. Plans picked from December 16 to January 15 start February 1, 2027. Open enrollment ends January 15.

Not sure where to start? Read the Georgia health insurance guide: how plans work, who may get help with the cost, and how to sign up. You can also apply on your own at GeorgiaAccess.gov or call Georgia Access at 1-888-687-1503.

Reviewed by Pranav Desai, licensed agent, on October 24, 2026.

Sources

I can help you switch.

I’m Pranav, a licensed agent and a Georgia Access Certified Agent (NPN 20732306) in metro Atlanta. I’ll compare 2027 plans with you and check your doctors and prescriptions.

  • Talking with me costs nothing
  • You pay the same premium with or without an agent
  • English, Hindi and Gujarati

Reading this page asks nothing of you. I’ll never call you unless you ask.

Pick a plan yourselfOpens HealthSherpa’s secure site

Or call Pranav: (912) 659-7813
For health insurance (under 65)